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Creating Financial Strategies for Your Retirement Goals

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Plan for Tomorrow's Challenges

What should you do with your 401(k) savings?

Your decision about what to do with your 401(k) may turn out to be one of the major financial decisions of your lifetime. That’s why I’m happy to offer this FREE digital handbook…Making a 401(k) rollover on your own can be confusing. This valuable, detailed eGuide contains information on what your options are, why some options may be better than others, and covers early withdrawal and RMD rules. Complete form below now to request this FREE eGuide.

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Why We Are Different

The Roman author Plautus said that “your wealth is where your friends are.” It is so true: My best clients and professional acquaintances are also my friends and an extended part of my family, and I’ve enjoyed seeing them prosper.

I’d like to welcome you to that circle of friends.

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Download Our Tax Reform Ebook!

There's a lot of confusion around the new Tax Reform and Jobs Act. Luckily, we're here to help. This Ebook will tell you everything you need to know about the biggest tax overhaul in 30 years.

You know how people that work for large companies have a Human Resource director they can go to for any questions on insurance, retirement plans, benefits, etc.? Well, I am that person for retirees and those without an HR Director: We are your “one stop” to address many of your needs and questions regarding insurance planning, retirement planning, estate planning, tax planning, investment planning, and more.

Meet Chad

Chad J. Karl, CFP, is the founder and principal of Chad J. Karl & Associates. As a CERTIFIED FINANCIAL PLANNER professional, Chad is responsible for assisting his clients with their insurance and financial planning needs, and also serves as a liaison between individuals and referrals provided by the firm.

With 24 years in the financial services industry, plan for the challenges of tomorrow with a professional who cares about your financial well-being.

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You have probably noticed that I don’t often ask for introductions: That’s because I never want to make you feel obligated, put you on the spot, or make you feel uncomfortable.


At the same time, given all of the turmoil over the last several years, I see some things that concern me. I see financial advisors getting paid commissions upfront and then not monitoring investments or not getting together for annual strategic planning sessions. I see other advisors not acting as a liaison with other professionals, such as tax preparers and estate planning attorneys. I see new clients not understanding what their previous costs for investing were.


For these reasons, if there is anyone that you care about, that could benefit from a complimentary second set of eyes, I would be glad to help them. Thank you in advance.


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